:: Red Cliff Band of Lake Superior Chippewa

Major Medical Plan is with Security Health Plan. It includes prescription and has an in-network and out-out-of network costs. There is a $250.00 deductible per calendar year with a maximum of 3 deductibles per family. There is a maximum out of pocket expense of $2250.00 for single and $4750 for family. For single coverage the employee must contribute $58.50 per month to the monthly premium. For family coverage the employee contributes $175.50 per month, these are payroll deductions done equally for the first two payrolls of the month. There is a 30 day first of the month waiting period before it takes effect.

Dental provider is Delta Dental of Wisconsin. There is no cost to the employees weather you take single or family coverage. Dental has a $50.00 deductible per calendar year with maximum of 3 deductibles per family.

Short Term Disability pays 60 % of weekly pay for a maximum of 90 days if you get sick or injured off the job. This is at no cost to the employee.

The Tribe does offer Long Term Disability insurance to their employees. The employee picks up the entire cost and would start after the Short Term Disability ends. It would continue up to a maximum of twenty-four months.

There is a $15,000.00 life insurance policy on all employees, spouse $7,500.00 and children pro rated. Employees can purchase additional life insurance on themselves.

The Tribe also provides a free health check/screening once per year at no cost to the employee.

The Tribe also provides EAP services to it employees through one of its providers.

Pension Plan
Have to work 1 year and minimum of 1000 hrs. It is a Profit Sharing Plan with a 401(k) component. The Tribe puts 3% of employee’s wages into the Plan.

Leave Time
The Tribe calls sick and vacation time General Leave. Full time employees get 16 hours per month and you can accumulate up to 192 hours per year. If you go above it you loose it. After 5 years of employment General Leave goes up to 20 hours per month with a maximum of 240 hours.

Holidays
The Tribe observes most the Federal Holidays except Columbus Day. There is a total of 12 paid holidays.

Hours of Work
Normal hours of work for most employees is Monday through Friday 8:00 am to 4:30 pm, with ½ hour for lunch. Flex time is allowed with Supervisors and Tribal Management approval.

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